What’s your life focus: wrinkles and pimples or smiles….

We all have wrinkles, pimples and smiles. If we spent more time looking at the smiles in life and less at the wrinkles and pimples of others, we would be happier and more content people. Less time spent complaining, more time celebrating life, because no one takes anything with them. All is leave behind.

What generation is your life focus: todays or the 3rd-4th generation from now? As s grandfather of 7 little love bugs, my focus is to influence the influencer of the 3rd-4th generation…my future downline. How I treat and respond to my grandkids sets off a ripple affect for my downline. My words are meant to build-up and encourage their spirit. To be THAT voices they need to hear when the world says no. For their yes must be louder and stronger than the world’s no. So choose your words well. They influence the influencers of the 3rd-4th generation from now.

Prosper in all you do. Do good to all. Never forget where you came from. Be humble.

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My Buddy….. Can you play now… Let’s have some fun together.

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My Happy Place

Everybody needs a happy place and mine is Boulder, Colorado.  I just feel happy.

Flatirons. Boulder.jpg

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Be The Friend you always wanted!

Terry and bronze man Statue in SF .jpg

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My 1967 SS Camaro

It’s a long story, but in the summer of 1970, I traded my 1967 RS SS 350 beautiful blue Camaro without AC for a new 1970 440 Dodge Charge with AC for $1500.   I have regretted that decision every since.  Today, it would be worth $65k.

The IRR on the $1500 equals 8% compounded annually for 49 yrs.  But it’s not about the money, it’s about the fun drag racing between stop lights on Chester Avenue in Bakersfield, CA.   That was fun.


Terry's Camaro copy.jpeg1967 SS Camaro. Terry Color.jpeg

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Difference between Memories & Dreams

Living in the past makes it hard to move forward.

Memories and Dreams copy.jpg

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More Face Time, less Screen Time.

No Wifi .jpg

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Your Words Reveal Your Spirit

Ted Roosevelt, my hero, quotes empower my dreaming and create fire in bones to take action on my dreams.

Quotes worth memorizing:

“Do what you can, with what you have, where you are.”
― Theodore Roosevelt

“It is not the critic who counts; not the man who points out how the strong man stumbles, or where the doer of deeds could have done them better. The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood; who strives valiantly; who errs, who comes short again and again, because there is no effort without error and shortcoming; but who does actually strive to do the deeds; who knows great enthusiasms, the great devotions; who spends himself in a worthy cause; who at the best knows in the end the triumph of high achievement, and who at the worst, if he fails, at least fails while daring greatly, so that his place shall never be with those cold and timid souls who neither know victory nor defeat.”
― Theodore Roosevelt

“Believe you can and you’re halfway there.”
― Theodore Roosevelt

“It is hard to fail, but it is worse never to have tried to succeed.”
― Theodore Roosevelt

“The only man who never makes mistakes is the man who never does anything.”
― Theodore Roosevelt

“When you’re at the end of your rope, tie a knot and hold on”
― Theodore Roosevelt

Now put action behind and into your dreams. Never give up on yourself.
Be bold and fearless.

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The Khan Education


My four year old grandson likes math on Khan Academy.


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Learned Something Yesterday

I learned opportunities are never lost; someone else will take the ones you ignored.

But some opportunities are better than others.

A wise person is someone who can decipher hidden risks and over-inflated rewards before making the investment.

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