Your Words Reveal Your Spirit

Ted Roosevelt, my hero, quotes empower my dreaming and create fire in bones to take action on my dreams.

Quotes worth memorizing:

“Do what you can, with what you have, where you are.”
― Theodore Roosevelt

“It is not the critic who counts; not the man who points out how the strong man stumbles, or where the doer of deeds could have done them better. The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood; who strives valiantly; who errs, who comes short again and again, because there is no effort without error and shortcoming; but who does actually strive to do the deeds; who knows great enthusiasms, the great devotions; who spends himself in a worthy cause; who at the best knows in the end the triumph of high achievement, and who at the worst, if he fails, at least fails while daring greatly, so that his place shall never be with those cold and timid souls who neither know victory nor defeat.”
― Theodore Roosevelt

“Believe you can and you’re halfway there.”
― Theodore Roosevelt

“It is hard to fail, but it is worse never to have tried to succeed.”
― Theodore Roosevelt

“The only man who never makes mistakes is the man who never does anything.”
― Theodore Roosevelt

“When you’re at the end of your rope, tie a knot and hold on”
― Theodore Roosevelt

Now put action behind and into your dreams. Never give up on yourself.
Be bold and fearless.

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The Khan Education


My four year old grandson likes math on Khan Academy.


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Learned Something Yesterday

I learned opportunities are never lost; someone else will take the ones you ignored.

But some opportunities are better than others.

A wise person is someone who can decipher hidden risks and over-inflated rewards before making the investment.

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Luxury Housing Great Investment

Five Simple Luxury Site-Buying Rules

1.  Know what creates the locational value.

2.  Knowing why and who makes the buying decision.

3. Plot all Luxury sales in your market.

4. Pick the site that maximizes what the market perceives as locational value.

5. Go buy that site.  If not for sale, go to the next best.

Never be dependent on what is on the market. That is not the market. It is only what the public thinks is on the market.  Just because it is not on the MLS or have a sign, that doesn’t mean the Seller would not sell.  You are in control, not the market.  It’s your capital at risk.  If you don’t like what you see, take your capital off the table.  Patience has both wisdom and value.

For more information and suggestions on how to buy the best Luxury property, email or call me. or (925) 838-4300 


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20 Team Building Rules

Click to read 20 Rules to build your business team.  Simple, but powerful ways to build a better business culture.

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It’s not Abilities; It’s sheer Will.

The difference between a successful person and others is not a lack of strength, not a lack of knowledge, but rather a lack in will.
Vince Lombardi

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San Francisco bay area historical housing prices

The above chart estimates the market value of today’s median-priced San Francisco, California metropolitan area house from 1987 until present. The red line represents inflation-adjusted house prices. The blue line represents nominal house prices.

Download the spreadsheet

I blog about declining housing prices at The Bubble Meter Blog.

Other housing bubble resources:

Bay Area Housing Bubble,
Marin Real Estate Bubble,
Sonoma Housing Bubble,
Data sources and methodology:

Latest quarterly, median, existing, single-family home price provided by the National Association of Realtors.
Trailing house price index data provided by Standard & Poors.
Inflation data provided by the Federal Reserve Bank of Cleveland.
The chart on this page estimates the market value of today’s median-priced house over time. The trailing nominal prices are derived by taking the recent median price of existing single-family homes, as reported by the National Association of Realtors, and discounting it by the S&P/Case-Shiller Home Price Index. The S&P/Case-Shiller HPI is a “constant quality” index, so even though houses are built larger today than they were many years ago, this graph automatically adjusts for this variation. The trailing inflation-adjusted prices are then derived by adjusting the nominal prices by the CPI-U Research Series Using Current Methods.

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