Author Archives: Terry McDaniel

Naturally, the newspapers print “California Unemployment Rate hits 10.5%.”, but the truth is 89.5% have jobs.  Again jobs are key to housing demand. I like this quote from the article…..”Metropolitan San Francisco, consisting of San Francisco, San Mateo and Marin … Continue reading →

When you read something, ask yourself how did the person writing the article evaluate, dissect and align their thoughts….For example, the following portion of the HomeGain’s Blog by Howard Sobel on March 20th, 2009 Howard gets to core of house … Continue reading →

The Crisis of Credit Visualized – Part 2 This only 1/2 of the story…. More to be added later. Terry

30-Year Rates Fall Below 5 Percent Mortgage rates dropped to their 11th straight weekly decline, reaching new record lows, according to Freddie Mac. Interest rates on 30-year, fixed rate mortgages averaged 4.96 percent this week, down from a previous week’s … Continue reading →

We are Human Beings not human Dollars. We are human beings not human dollars. Listen…. This will lift you up….If you are fearful or afraid you have many friends who are just as fearful.Walk across the room and talk with … Continue reading →

Terry McDaniel › Tools — WordPress.

Use the color red to grab attention and to get people to take action. Use red when you don’t want to sink into the background. Use red to suggest speed combined with confidence and perhaps even a dash of danger. … Continue reading →

The decline in residential property prices appears to be slowing, according to preliminary data from First American CoreLogic. A preview of its November report shows that home prices fell 9.6 percent last month, compared with 10.4 percent in October and … Continue reading →